After waking from my food induced coma I realized it was time to start the Christmas list and begin the budget. Ack! Not including J we have 14 gifts to buy this season and so far the budget is at $300. I’m all about the $20 limit. I would never feel comfortable asking any of my friends or family members to buy me anything over $20 when everyone is so stretched during the holidays. So how much will you spend? Any money-saving ideas?